An initial appointment/‘Financial Health Check’ is offered at no cost and we use this time to understand your goals and financial position to determine how we can best assist you. If you decide to proceed with working together, we charge a fee to prepare a formal, comprehensive Statement of Advice and then implement the recommendations, and this fee varies according to the scope of advice. We also charge an ongoing fee to manage, actively monitor and review your investments and make sure your finances stay on track to achieve your goals.

With Vella Wealth, the timeline from the initial Financial Health Check to the implementation of the financial plan is typically 4-6 weeks so opening the conversation as soon as you’re comfortable is advisable.

A myriad of factors contribute to your financial needs in retirement, and everybody’s situation is unique. Booking in a free Financial Health Check will provide us with the detail we need to review your circumstances and provide advice that is specific to your needs.

The ‘right’ amount of superannuation is dependent on a range of influences beyond just your age. A free Financial Health Check is a perfect opportunity to have an expert review your situation and provide advice on how you’re sitting.

The financial advisory service offered by industry superannuation funds is limited to recommendations for products and options within their own fund. Vella Wealth offers a broader, more holistic service with the ability to make recommendations based on more diverse options.

We walk our clients through every step of the financial planning process, which typically follows the below steps. First, we offer a Financial Health Check. This initial meeting, offered at no cost, allows us to delve into your full financial position and to better understand your goals. We also provide a quote for our services should you wish to go ahead. Next, we prepare a formal Statement of Advice, and then meet with you again to go through the recommendations in detail and explain why we believe this advice is in your best interests.

Once you have confirmed which recommendations you would like to proceed with, we begin implementing the financial plan and are in regular communication with you as various actions are required or completed. Finally, we hold a review meeting with you at least once annually, or when you experience a significant change in your life circumstances. We’ll run through how your superannuation and investments have performed and work through updated projections to monitor how things are tracking against your financial goals.